The NUMBER 1 reason small businesses go out of business is CASH FLOW problems. According to a U.S. Bank study, 82 percent of business failures are due to poor cash management.

You need to get a handle on your cash flow before it strangles your business.  The only way to do so, is to be able to anticipate what your cash flow will look like in the coming months and year.  That is where UltiCashFlow comes in.  A simple to use Excel workbook, designed so anyone can use it (no Excel expertise needed).  With options to forecast payroll, expenditures, and revenue.  You can import historical transactions from bank and credit cards to automate anticipated items, AND/OR manually create your own entries.  Explore the impact by week and month.  Explore various scenarios of what would happen if some items increase or decrease. Compare your projections to system generated forecasts based on historic transactions.  To be forewarned is to be forearmed.  With these insights you can make any adjustments in time to effectively manage your cash flow.  Enabling you to beat the odds and be one of the small businesses who survive and thrive.